PRIVACY POLICY

A+ Leasing LLC (“A+”) respects the privacy of our customers.  We have prepared this privacy policy (“Privacy Policy”) to provide you with information about how we collect, use, share, and protect your personal information.  Please read this Privacy Policy carefully before using our website, or applying for financing from A+ Leasing.  By using our website you accept this Privacy Policy.  We may amend this Privacy Policy at any time and will attempt to provide you with reasonable notice of any changes.

How A+ collects your information

Information A+ collects about you

A+ collects information about you (“Personal Information”) and your use of our website, some of which may not be personally identifiable (“NPI”).  We collect Personal Information and NPI about our customers and website visitors, in these primary ways: directly from our customer or website visitor; from or about customers and applicants buying or leasing products from us or a merchant; from our web server & application logs, cookies, web beacons, and similar technologies; and from third-parties.

We define Personal Information as information that directly identifies an individual, such as name, residential street address or postal address, email address, Social Security number, date of birth, driver’s license number, government issued identification number, phone number, credit card number, bank account or other financial institution account number, and user name and password when you use our website portal to make payments.

We define Non-Personally Identifiable Information, or NPI, as information about an individual or about categories or groups of individuals that does not identify you individually, such as randomly assigned values in “cookies” and other technical information. We also collect other information that may not identify you individually, such as occupation and other employment information, source of income, and other information.

Information A+ learns from your Use

When you visit our website, we may collect information sent to us by your computer, mobile phone, or any other device. This information could include your IP address, device information including but not limited to identifier, name and type, operating system, location, mobile network information and standard web log information, such as your browser type, traffic to and from our site, the pages you accessed on our website, and any other available information. We may also collect information about your use and interaction with our website. For example, we may evaluate your computer, mobile phone or other access device to identify any malicious software or activity that may affect the availability of our website. When you use our website, we may also store information based on your usage history. This includes, but is not limited to, details of your purchases, content you viewed, event information, clickstream information, and cookies that may uniquely identify your browser or your account. We may also collect information about you from any contact you have with any of our services or employees, such as, with our customer support team, in surveys, or through interactions with our affiliates.

Cookies and other tracking technologies

We or our third-party service providers may place and read data stored (via session and/or persistent “cookies” or other device specific storage capabilities) on the device you are using, and use other technologies such as Web beacons, clear GIFs, tracking pixels and tags, when you visit or use our website or open an A+ Leasing email. Cookies are small data files that are placed on your device for a variety of purposes, including to identify your device and/or your account when you return to our website.

You can generally remove, block, or disable cookies by using the settings located in your browser. If you decide to remove or not accept cookies, some features and services on our website may not work properly and the offers we provide when you visit or use our website may not be as relevant to you or tailored to your interests.

Information obtained from third parties

We may also obtain information about you from third parties such as credit reporting agencies and identity verification services. You may choose to provide us with access to certain personal information stored by third parties such as social media sites (such as Facebook and Twitter). The information we have access to varies by site and is controlled by your privacy settings on that site and your authorization. By associating an account managed by a third party with your A+ account and authorizing A+ to have access to this information, you agree that A+ may collect, store and use this information in accordance with this Privacy Policy.

If you are based in the US, A+ may use Plaid, Inc. ("Plaid") to connect your A+ Leasing account with your bank account, verify your bank account and confirm your bank account balance prior to approving a transaction. Information shared with Plaid is treated by Plaid in accordance with its Privacy Policy, available at https://plaid.com/legal/#end-user-privacy-policy.

How A+ protects your information

A+ stores and processes your information, maintaining physical, electronic, and procedural safeguards.  We guard against unauthorized access to our systems and use safeguards such as firewalls and data encryption.  We limit access to your personal information to only those employees who require it to fulfill the responsibilities of their job.

How A+ uses your information

To provide our services and products

We use your Personal Information and NPI primarily to review your lease contract application and provide you the ability to lease and/or purchase products, to ensure quality of service, to contact you, to provide you with offers or information about products and services, and to provide you with a personalized website experience.

How A+ shares your information

For our everyday business purposes

We share your personal information with employees, affiliates, vendors, partners, merchant partners, marketing providers, and third parties as required to offer A+ products or services. This includes, but is not limited to, processing transactions, maintaining your account, responding to court orders and legal investigations, litigation purposes, complying with audits or other investigations, and reporting to credit reporting agencies. We also engage the following types of service providers to perform functions on our behalf: billing and collection providers, auditing and accounting firms, professional services consultants, security vendors, and IT vendors. Occasionally, these service providers may also collect data directly from you and their privacy policies may also apply.

We may share your information with the merchants from which we acquire goods to lease to you, or from which you purchase goods or services or products, for marketing purposes, and as otherwise permitted by law.

When required by law

We will share your information with any party when required by law or by a government request to do so or to combat fraud or criminal activity.

What are your options?

Notifications

You can call us during normal business hours at (888) 972-7587 and inform us you no longer wish to receive communication or notification from A+.  You will still be responsible for any amounts due to A+, even if we close or limit access to your account/

Contact A+

Contact us

You can write us anytime, or call during normal business hours at:

A+ Leasing LLC

PO Box 79571

Houston, TX 77024

(888) 972-7587

 

Or better yet, send us an email:

[email protected]